Author profile
Alex Rivera
Senior Software Engineer (placeholder)
PLACEHOLDER profile - replace with the real teammate details. Alex contributes engineering research and reviews technical accuracy on Design Key articles and research papers.
Research
Research by Alex
Financial Services · Reviewed by
AI Merchant Category Classification
How a fintech platform reads a user's own website with GPT-4o to propose a Merchant Category Code at onboarding, kept as a suggestion a human still owns.
ReadFinancial Services · Reviewed by
Company Verification
How a fintech platform verifies a user's company name against OpenCorporates at onboarding, making a registry match the biggest input in its automated trust score.
ReadFinancial Services · Reviewed by
Email Risk Scoring
How a fintech platform scores every user email 0-10 with ZeroBounce at onboarding, turning a throwaway address into an early fraud signal in its automated trust score.
ReadFinancial Services · Reviewed by
IP Fraud Scoring
How a payments platform scores every user's signup IP with IPQualityScore, turning VPN, Tor, and bot signals into an anti-fraud gate within its automated trust score.
ReadMobile Apps · Reviewed by
Mobile Deep Linking
How Branch deep linking routes a mobile user to the right screen, even across an app install, and the universal-link and privacy gotchas that decide whether it works.
ReadFinancial Services · Reviewed by
Yodlee Bank Account Verification for Payouts
How we used Yodlee to verify bank account ownership in seconds for fintech payouts, no micro-deposits or retyped numbers, and how it compares to Plaid.
ReadFinancial Services · Reviewed by
Embedded E-Signatures with Inkless
How we built embedded, white-label e-signatures with Inkless: what makes a signature court-admissible under ESIGN/UETA, and how it compares to DocuSign.
ReadFinancial Services · Reviewed by
Fintech Identity Verification with Didit
How we built KYC for a fintech onboarding flow with Didit: one document-and-selfie check reused everywhere, plus a free tier of 500 verifications a month.
ReadFinancial Services · Reviewed by
Knowledge-Based Authentication with EVS
How we used EVS out-of-wallet questions as a step-up identity check, what the IRS requires of KBA, and where knowledge-based authentication falls short.
ReadFinancial Services · Reviewed by
Real-Time TIN Matching with TaxBandits
Real-time IRS TIN matching with TaxBandits, built into the form so name and SSN mismatches are caught before they become B-notices or rejected 1099 filings.
ReadTechnology · Reviewed by
Self-Service CMS with Keystatic for SaaS Sites
How we gave a SaaS team a self-service blog with Keystatic, a free Git-backed headless CMS: no database, no monthly bill, no developer tickets to publish.
ReadContact Us
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